garanto
START CUP 2026

The startup redrawing
renting in Italy.

Garanto is competing in Start Cup 2026 with a validation MVP in the PropTech / InsurTech vertical. We are testing a transparent rental assessment flow before switching on regulated services with licensed partners.

Try the MVP
THE PROBLEM WE SOLVE

The rental market
is broken.

40Kevictions a year · 75% unpaid rent · Italian Interior Ministry 2024
6-12months of rent locked up by bank sureties
31%of landlords who do not rent out for fear of arrears
THE GARANTO MVP FLOW

A demo. An explainable score.
Human review.

01

Open Banking

A simulation of the bank connection flow. In the MVP no real account is connected and no credentials are ever requested.

02

AI assessment

The demo engine produces an indicative score and shows what drives it. Any real case will require an appropriate review.

03

QR preview

A result card with a QR lets you walk the flow. Payments, electronic signature and cover stay on standby.

REAL STATUS · START CUP 2026

Available today,
simulated where needed.

Landing page and demo sign-up flowAvailable
Explainable score and human review of the flowAvailable
Demo dashboards for tenant, landlord and agencyAvailable
Result preview with QR within the MVP scopeAvailable
Open Banking and document checksSimulation
SPID/CIETest environment
AML and credit bureau checksWaiting on licensed partners
Payments, electronic signature and insurance coverStandby
Claims, commissions and the agency APIStandby
FOUNDER · GARANTO · START CUP 2026

The rental market needs a system
that reads reality,
not paper.

Ayoub Oubad · Founder

Try the MVP Meet the team