Garanto assessment
An explainable simulation of the rental profile.
The result is neither an approval nor insurance cover.
PRE-INCORPORATION MVPThe real state
The real state
of the product.
Garanto is in validation. Here we separate what you can try today from what stays on standby until the company is incorporated and the agreements with licensed partners are in place.
CAPABILITY MAPWhat is on,
What is on,
what is on standby.
Bank data
A simulated bank connection and analysis.
No real account is ever connected in the MVP.
Document upload and review
Secure document upload and review by the team.
Documents are kept in encrypted, restricted-access storage and reviewed manually by the team. This is not third-party certified document verification.
SPID/CIE (AgID demo)
Identity verification in the AgID test environment.
Result card with QR
A demonstration preview, verifiable within the MVP scope.
It is not a guarantee certificate nor active cover.
Human review
Every demo file can be reviewed by the team.
AML check
Waiting on a licensed partner.
Credit bureau check
Waiting on a licensed partner.
Electronic signature
A simulated signature to complete the demonstration flow.
No legal value: an eIDAS signature arrives with the incorporation of the company and the contract with the provider.
Payments
A demonstration checkout with test cards.
No real charge: the payment runs in a test environment and no money changes hands.
Arrears cover and legal protection
Can only go live with an insurer and a mandate.
Claims handling
Open a demonstration claim, to walk the flow.
The claim is recorded as a demonstration: nothing is reimbursed and no case is opened, because the cover is not active.
Agency commissions
Invites, referrals and commission accrual for approved agencies.
Accrued commissions are recorded and visible, but payout is not automatic.
Commission payouts
Waiting on partner agreements.
No money transfer starts automatically during the MVP.
Partner agency API
A REST API for approved agencies: assessment, certificates, referrals and invites. Key and instructions come from the team at activation.
The API works, but every response reflects the MVP status of the capability it queries.
CURRENT SCOPESimulations, not regulated
Simulations, not regulated
services.
The simulations exist to validate the experience, the score and the human review. They do not produce insurance cover, they do not charge payments, and they do not replace regulated checks or partner contracts.
support@garanto.it